Highlighted publications
Agenda for the financial sector
The Dutch Minister of Finance has published an overview of measures he intends to take to create a stable, honest and innovative financial sector. His agenda includes:
- introducing a licence requirement for crypto management services;
- tightening of the rules on remuneration;
- investigating the opportunities and risks of FinTech;
- promoting and improving cooperation and information exchange between the Dutch supervisors;
- encouraging the supervisors to integrate sustainability assessment into their supervision;
- increasing the capital buffers for banks;
- ensuring that insurers are future proof, including through the evaluation of Solvency II; and
- preventing money laundering and terrorist financing by introducing a licence requirement for (1) providers engaged in exchange services between virtual currencies and fiat currencies, and (2) custodian wallet providers.
Dutch financial markets supervisor sets out its priorities for 2019
The Netherlands Authority for the Financial Markets (AFM) has published its priorities for 2019. Based on the significant trends and risks in the financial sector identified in the recent AFM report, it will focus on:
- supervising new parties and markets as a result of Brexit;
- preventing the irresponsible use of technology and data;
- dealing with unsuitable financial products;
- sustainability in the financial sector;
- market risks in the capital markets;
- permanent improvement of the quality of statutory audits; and
- the combat of money laundering and other financial-economic criminality.
“No-deal” Brexit
To prepare for a potential no-deal Brexit scenario, a number of contingency measures for the financial sector have been proposed or put in place, including:
Dutch Minister of Finance
- a ministerial regulation temporarily exempting UK investment firms active in the Netherlands, from licence requirements and from prudential and conduct supervision under the Dutch Financial Markets Supervision Act. In the event of a no-deal Brexit, UK investment firms would lose their European passport and, therefore, would not be able to provide investment services or perform investment activities in the Netherlands. According to the explanatory memorandum, the exemption is expected to apply until 1 January 2021.
European Securities and Markets Authority
European Commission
- a communication about preparing for Brexit
- a decision ensuring that, for a limited period of 12 months, no immediate disruption in the central clearing of derivatives will take place
- a decision ensuring that under certain conditions, and for a limited period of 24 months, no disruption in central depositaries services for EU operators currently using UK operators will take place
- two draft delegated regulations (click here and here for the European Parliament’s procedure files) facilitating novation of certain over-the-counter derivatives contracts, where a contract is transferred from a UK to an EU27 counterparty, for a fixed period of 12 months
- a report on the granting of an exemption from MiFIR pre- and post-trade transparency requirements to the Bank of England under MiFIR and a related draft delegated regulation (and annex)
- a report on the granting of an exemption from MAR requirements to the Bank of England and the UK Debt Management Office and a related draft delegated regulation and annex
- a report on the granting of an exemption from certain SFTR requirements to the UK Central Bank and public bodies and a related draft delegated regulation
- a report on the granting of an exemption from the scope of EMIR to the Bank of England and a related draft Delegated Regulation
The Dutch Central Bank, the AFM and the European supervisors have also warned financial institutions that they need to take contingency measures.
Bill implementing the Prospectus Regulation
A bill implementing the Prospectus Regulation was recently submitted to the Dutch Parliament.
Because the regulation has direct effect, most articles concerning prospectuses will be removed from the Dutch Financial Markets Supervision Act. Only four articles will remain, which include the responsibility for the information in the prospectus and the national regime for exempted offers of securities to the public. Also, the AFM will be granted the necessary powers under the Prospectus Regulation.
In anticipation of the Prospectus Regulation, the Netherlands raised the exemption limit for offers of securities to the public from EUR 2.5 million to EUR 5 million last year.
EU Banking Reform package
In December 2018, we reported on the provisional political agreement reached by the Council of the EU and the European Parliament on certain aspects of the EU Banking Reform Package. On 25 January 2019, the Council of the EU published a note including the legal text of this provisional agreement.
AFM policy rule on information
The AFM has revised a policy rule (in Dutch) which sets out the criteria the supervisor applies when assessing the information financial institutions provide to their clients. In particular, the AFM explains the rules for advertisements.
Preliminary agreement reached on further extension of the temporary exemption of pension funds from the clearing obligation
In 2017, we reported on a proposal to amend EMIR aimed at improving the functioning of the derivatives market in the EU. Until 17 August 2018, pension funds were exempted from the clearing obligation under EMIR. Part of the proposal includes an extension of the exemption of pension funds from central clearing. As the proposal was not adopted before the exemption had expired, the European supervisor ESMA called upon national supervisors not to enforce the clearing obligation, as it was expected that the legislative process would be finalised soon. The Dutch Central Bank and the AFM confirmed that they would adhere to ESMA’s advice. On 5 February 2019, the Council of the EU announced that a preliminary agreement had been reached by the Romanian presidency of the Council and the European Parliament. It will be submitted to EU ambassadors for endorsement, and will then undergo a legal linguistic revision. Subsequently, the European Parliament and the Council of the EU will be called on to adopt the proposal at first reading.
Crypto regulation
The Netherlands
Based on recommendations of the AFM and the Dutch Central Bank relating to cryptos and ICOS, the Dutch Minister of Finance has announced the following steps:
- the introduction of a national licensing regime for crypto exchange platforms and crypto wallet providers
- the minister will argue the necessity of amending of the European regulatory framework for corporate funding to enable the use of cryptos that are comparable to shares or bonds.
The Minister will also investigate whether the Dutch definition of a security can be brought in line with the broader definition used in European legislation. This will allow the financial market supervisors to bring specific cryptos under the scope of their supervision.
ESMA advice on ICOs and Crypto-Assets
The European supervisor ESMA has published its advice on initial coin offerings and crypto-assets.
Where crypto-assets qualify as transferable securities or other types of financial instruments, EU financial rules – including the Prospectus Directive, the Transparency Directive and the Market Abuse Directive – are likely to apply to the issuer and firms providing investments services. However, ESMA believes that certain aspects of the new instruments should be clarified. Moreover, EU rules do not address the risks specific to the underlying technology of the crypto-assets. Therefore, ESMA believes that additional Level I measures, complemented by Level 2 technical standards, are required.
Where crypto-assets do not qualify as financial instruments, ESMA is concerned about the risks that these instruments represent to investor protection. It believes that the anti-money laundering requirements, as well as appropriate disclosure requirements, should apply to all crypto-assets and related activities.
FATF amends Glossary and Recommendations to include virtual assets
Finally, the Financial Action Task Force has decided to include new definitions of “virtual assets” and “virtual asset service providers” in their Glossary. As a result, the FATF Recommendations will apply in the case of financial activities involving virtual assets, and jurisdictions must ensure that virtual asset service providers are subject to anti-money laundering regulation (such as conducting customer due diligence including ongoing monitoring, record-keeping, and reporting of suspicious transactions). The providers must be licensed or registered and subject to monitoring to ensure compliance.
ESMA publishes list of prospectus thresholds
The Prospectus Regulation allows member states to raise the threshold for having to publish a prospectus to EUR 8 million. In the Netherlands, the threshold has been raised to EUR 5 million. ESMA recently published a list of the thresholds applicable in the various member states.
European Single Resolution Board publishes 2018 MREL policy for the most complex banking groups
Following the publication by the Single Resolution Board (SRB) of the first part of its 2018 policy statement on the minimum requirement for own funds and eligible liabilities (MREL) for less complex banks in November 2018, the SRB has now published the second part about the plans for the most complex banking groups. To prepare for future regulatory changes pursuant to the EU Banking Reform Package (see above), the SRB is raising the bar in terms of banks’ resolvability and MREL. As soon as the reform package is finalised, the SRB will review its policy for MREL setting for further updates in 2019.
Qualification of a warranty or a subscription as an insurance policy
Following a consultation launched in June 2018, the Dutch Central Bank has now published its final version of a Q&A setting out when a warranty in a purchase agreement qualifies as an insurance policy, together with a feedback statement:
- the warranty is a subordinate part of the purchase agreement, and as such is absorbed by the purchase agreement;
- the warranty only pertains to the nature of or defect to the product; and
- the warranty period is not obviously longer than the generally expected lifespan of the product.
The Dutch Central Bank indicates that it deems that a warranty qualifies as an insurance policy if, according to generally accepted views, it qualifies as such.
In addition, the Dutch Central Bank has launched a consultation on a draft Q&A setting out when a subscription qualifies as an insurance policy. The qualifications are almost identical to those for warranties in a purchase agreement. Feedback must be given by 15 February 2019.
European Central Bank publishes a consolidated guide for bank licence applications
In March 2018, the ECB published its guide to assessments of bank licence applications, setting out the application process and licensing requirements for banks. In January 2019, the ECB published Part 2 of the guide about its supervisory expectations on capital requirements and the programme of operations. A consolidated guide containing both parts was also published. The consolidated guide, which is not legally binding in nature, is aimed at enhancing transparency of the procedure and criteria applied by the ECB when it assesses licence applications.
Other publications
EC
- Draft Delegated Regulation Supplementing Directive (EU) 2015/849 with regard to RTS for the minimum action and the type of additional measures credit and financial institutions must take to mitigate money laundering and terrorist financing risk in certain third countries, EC, 31 January 2019
- Report – Exemption for the Bank of England and the United Kingdom Debt Management Office under the Market Abuse Regulation (MAR), EC, 30 January 2019
- Report – Exemption for the Central Bank of The United Kingdom (‘Bank of England’) under the Markets in Financial Instruments Regulation (MiFIR), EC, 30 January 2019
- Report on the International Treatment of Central Banks and Public Entities Managing the Public Debt with regard to Securities Financing Transactions, EC, 30 January 2019
- Report on the International Treatment of Central Banks and Public Entities Managing Public Debt with regard to OTC Derivatives Transactions, EC, 30 January 2019
- Draft Delegated Regulation Amending Regulation (EU) 2015/2365 with regard to the list of exempted entities, EC, 30 January 2019
- Draft Delegated Regulation Amending Delegated Regulation (EU) 2017/1799 as regards the exemption of the Bank of England from the pre- and post-trade transparency requirements in Regulation (EU) No 600/2014, EC, 30 January 2019
- Draft Delegated Regulation Amending Regulation (EU) No 648/2012 with regard to the list of exempted entities, EC, 30 January 2019
- Draft Delegated Regulation Amending Delegated Regulation (EU) 2016/522 as regards the exemption of the Bank of England and the United Kingdom Debt Management Office from the scope of Regulation (EU) No 596/2014, EC, 30 January 2019
- Reflection Paper on a Sustainable Europe by 2030, EC, 30 January 2019
- Evaluation of the Consumer Credit Directive, EC, 14 January 2019
- Call for Advice to the EBA for the purposes of a benchmarking of national loan enforcement frameworks (including insolvency frameworks) from a bank creditor perspective, EC, 14 January 2019
- Call for Advice to the EBA for the purposes of gathering data for a benchmarking of national loan enforcement frameworks (including insolvency frameworks) from a bank creditor perspective, EC, 14 January 2019
- European Commission: Report on Climate-related Disclosures, EC, 10 January 2019
- Investment funds: Commission Publishes report on the operation of the Alternative Investment Fund Managers Directive (AIFMD), EC, 10 January 2019
- Third Progress Report on the reduction of non-performing loans and further risk reduction in the Banking Union, EC, 4 January 2019
- Commission publishes draft rules to ensure investment firms and insurance distributors consider sustainability topics when advising clients, EC, 4 January 2019
- Capital Markets Union: Common EU rules on securitisation will apply as of 1 January, EC, 30 December 2018
- Brexit: European Commission implements “no-deal” Contingency Action Plan in specific sectors, EC, 19 December 2018
- Draft Delegated Regulation Amending Delegated Regulation (EU) 2016/2251 supplementing Regulation (EU) No 648/2012 of the European Parliament and of the Council as regards the date until which counterparties may continue to apply their risk-management procedures for certain OTC derivative contracts not cleared by a CCP, EC, 19 December 2018
- Draft Delegated Regulation Amending Commission Delegated Regulation (EU) 2015/2205, Commission Delegated Regulation (EU) 2016/592 and Commission Delegated Regulation (EU) 2016/1178 supplementing EMIR as regards the date at which the clearing obligation takes effect for certain types of contracts, EC, 19 December 2018
- Draft Delegated Regulation Amending Delegated Regulation (EU) 2015/2205, Delegated Regulation (EU) 2016/592 and Delegated Regulation (EU) 2016/1178 supplementing EMIR with regard to RTS on the clearing obligation to extend the dates of deferred application of the clearing obligation for certain OTC derivative contracts, EC, 19 December 2018
- Draft Delegated Regulation Supplementing Directive 2004/109/EC with regard to RTS on the specification of a single electronic reporting format, EC, 17 December 2018
- Draft Delegated Regulation Supplementing Regulation (EU) 2015/2365 with regard to RTS specifying the details of the application for registration and extension of registration as a trade repository, EC, 13 December 2018
- Draft Delegated Regulation Supplementing Regulation (EU) 2015/2365 of the European Parliament and of the Council with regard to regulatory technical standards on access to details of securities financing transactions (SFTs) held in trade repositories, EC, 13 December 2018
- Draft Delegated Regulation Supplementing Regulation (EU) 2015/2365 of the European Parliament and of the Council with regard to regulatory technical standards specifying the details of the application for registration and extension of registration as a trade repository, EC, 13 December 2018
- Draft Delegated Regulation supplementing Regulation (EU) 2015/2365 of the European Parliament and of the Council with regard to regulatory technical standards on the collection, verification, aggregation, comparison and publication of data on securities financing transactions (SFTs) by trade repositories, EC, 13 December 2018
- Draft Delegated Regulation Supplementing Regulation (EU) 2015/2365 of the European Parliament and of the Council with regard to fees charged by the European Securities and Markets Authority to trade repositories, EC, 13 December 2018
- Draft Delegated Regulation Supplementing Regulation (EU) 2015/2365 of the European Parliament and of the Council with regard to regulatory technical standards specifying the details of securities financing transactions (SFTs) to be reported to trade repositories, EC, 13 December 2018
- Draft Delegated Regulation Amending Delegated Regulation (EU) No 151/2013 with regard to access to the data held in trade repositories, EC, 13 December 2018
- Draft Delegated Regulation Amending Delegated Regulation (EU) No 150/2013 as regards regulatory technical standards specifying the details of the application for registration as a trade repository, EC, 13 December 2018
- Draft Delegated Regulation Amending Commission Delegated Regulation (EU) 2017/565 as regards certain registration conditions to promote the use of SME growth markets for the purposes of Directive 2014/65/EU of the European Parliament and of the Council, EC, 13 December 2018
- Draft Delegated Regulation Supplementing Regulation (EU) 2015/2365 of the European Parliament and of the Council with regard to regulatory technical standards on the collection, verification, aggregation, comparison and publication of data on securities financing transactions (SFTs) by trade repositories, EC, 13 December 2018
- Draft Delegated Regulation Amending and correcting Delegated Regulation (EU) 2017/587 to specify the requirement for prices to reflect prevailing market conditions and to update and correct certain provisions, EC, 12 December 2018
- EU negotiators agree on strengthening Europe’s cybersecurity, EC, 11 December 2018
- Coordinated plan on articifial intelligence – EC publishes Communication, EC, 19 December 2018
- Completing the Banking Union: Commission welcomes political agreement to further reduce risks in the EU banking sector, EC, 4 December 2018
- Antitrust: Commission seeks feedback on commitments offered by Visa and Mastercard on inter-regional interchange fees, EC, 4 December 2018
EP
- Single Supervisory Mechanism (SSM) Accountability arrangements and legal base for hearings in the European Parliament, EP, 30 January 2019
- Solvency II: Economic Committee MEPs concerned about preparation of SCR review, EP, 22 January 2019
- Report – Low carbon benchmarks and positive carbon impact benchmarks, EP, 20 December 2018
- Recent measures for Banca Carige from a BRRD and State Aid perspective, EP, 14 January 2019
- Non-performing loans: Economic affairs committee backs EU rules for coverage of expected losses, EP, 6 December 2018
- Briefing: Exchange of views with Mrs Elke König, Chair of the Single Resolution Board, EP, 5 December 2018
- Banking package: Parliament and Council reach an agreement, EP, 4 December 2018
- Economic and monetary affairs MEPs vote on cross border collective investments, EP, 4 December 2018
Council of the EU
EBA
- Final Report Guidelines on management of non-performing and forborne exposures, EBA, 31 January 2019 (publication date)
- EBA updates list of correlated currencies, EBA, 30 January 2019
- Multilateral Agreement on the practical modalities for exchange of information on AML/CFT between the ECB and CAs, EBA, 29 January 2019 (publication date)
- Letter – Request for revised deadlines in the Investment Firms Regulation (IFR) / Investment Firms Directive (IFD) for the submission of draft technical standards, EBA, 24 January 2019
- Official translations – Guidelines on the conditions to benefit from an exemption from the contingency mechanism under Article 33(6) of Regulation (EU) 2018/389 (RTS on SCA & CSC), EBA, 24 January 2019
- Official translations – Guidelines on institutions’ stress testing, EBA, 23 January 2019
- Final Report Guidelines on management of non-performing and forborne exposures, EBA, 18 January 2019
- EBA publishes final guidance regarding the exposures to be associated with high risk, EBA, 17 January 2019
- ESAs announce multilateral agreement on the exchange of information between the ECB and AML CFT competent authorities, EBA, 15 January 2019
- FIRST OBSERVATIONS ON THE IMPACT AND IMPLEMENTATION OF IFRS 9 BY EU INSTITUTIONS, EBA, 10 January 2019
- EBA releases its annual assessment of the consistency of internal model outcomes, EBA, 10 January 2019
- EBA publishes report on cost and performance of structured deposits, EBA, 10 January 2019
- EBA reports on crypto-assets, EBA, 9 January 2019
- Official translations – Guidelines on the management of IRRBB, EBA, 8 January 2019
- Updated EBA Risk Dashboard shows EU banks have further improved their resilience but profitability remains weak, EBA, 8 January 2019
- EBA publishes response to letter received on reclassification of grandfathered own funds instruments, EBA, 21 December 2018
- EBA provides preliminary assessment on post-implementation impact of IFRS 9 on EU Institutions, EBA, 20 December 2018
- Official translations – Guidelines for common procedures and methodologies for the supervisory review and evaluation process (SREP) and supervisory stress testing, EBA, 19 December 2018
- EBA launches consultation to amend Regulation on benchmarking of internal models, EBA, 18 December 2018
- ESAs publish joint EMIR STS standards, EBA, 18 December 2018
- EBA to run its next EU-wide stress test in 2020, EBA, 17 December 2018
- The EBA calls for more action by financial institutions in their Brexit-related communication to customers, EBA, 17 December 2018
- Guidelines on disclosure of NPL and forborne exposures, EBA, 17 December 2018
- EBA sees further improvements in EU banks resilience but highlights challenges connected to profitability, funding and operational risk, EBA, 14 December 2018
- EBA consults on guidelines on ICT and security risk management, EBA, 13 December 2018
- EBA publishes final guidelines on the STS criteria in securitisation, EBA, 12 December 2018
- EBA publishes an Opinion on the use of eIDAS certificates under PSD2, EBA, 11 December 2018
- EBA issues revised list of validation rules, EBA, 11 December 2018
- EBA publishes final Guidelines on the exemption from the fall back mechanism under the RTS on SCA and CSC, EBA, 4 December 2018
- EBA announces timing for publication of 2018 EU-wide transparency exercise and Risk Assessment Report, EBA, 4 December 2018
ESMA
- ESMA PUBLISHES OPINION AND Q&A ON DISCLOSURE TECHNICAL STANDARDS UNDER THE SECURITISATION REGULATION, ESMA, 31 January 2019
- ESMA CLARIFIES THE REPORTING AND HANDLING OF DERIVATIVES DATA IN CASE OF NO-DEAL BREXIT, ESMA, 31 January 2019
- NOTICE OF ESMA’S PRODUCT INTERVENTION RENEWAL DECISION IN RELATION TO CONTRACTS FOR DIFFERENCES, ESMA, 31 January 2019
- ESMA ISSUES STATEMENT TO ADDRESS UPCOMING EMIR REFIT IMPLEMENTATION ISSUES, ESMA, 31 January 2019
- ESMA PUBLISHES NEW PAGE ON BREXIT, ESMA, 31 January 2019
- ESMA Q&AS CLARIFY PROSPECTUS AND TRANSPARENCY RULES IN CASE OF NO-DEAL BREXIT, ESMA, 31 January 2019
- ESMA updates Q&A on Benchmark Regulation, ESMA, 30 January 2019
- ESMA updates plan for systematic internaliser regime calculations and publications, ESMA, 30 January 2019
- ESMA updates the CSDR Q&As, ESMA, 30 January 2019
- List of central counterparties (CCPs) established in non-EEA countries which have applied for recognition under Article 25 of Regulation (EU) No 648/2012 of the European Parliament and of the Council (EMIR), ESMA, 25 January 2019
- SFD Designated Payment and Securities Settlement Systems, ESMA, 25 January 2019
- Competent authorities for CDSs, ESMA, 25 January 2019
- LINKS TO NATIONAL WEBSITES WHERE NET SHORT POSITIONS IN SHARES ARE DISCLOSED, ESMA, 24 January 2019
- List of market makers and authorised primary dealers who are using the exemption under the Regulation on short selling and credit default swaps, ESMA, 24 January 2019
- List of market makers and authorised primary dealers who are using the exemption under the Regulation on short selling and credit default swaps, ESMA, 23 January 2019
- ESMA Guidelines (last updated on 23th January 2019), ESMA, 23 January 2019
- ESMA AGREES POSITION LIMITS UNDER MIFID II, ESMA, 23 January 2019
- ESMA UPDATES COMMODITY DERIVATIVES TRANSITIONAL TRANSPARENCY CALCULATIONS FOR MIFID II/ MIFIR, ESMA, 22 January 2019
- ESMA REPORTS ON ACCEPTED MARKET PRACTICES UNDER MAR, ESMA, 16 January 2019
- ESMA REPORT FINDS INVESTMENT PRODUCT PERFORMANCE HIGHLY IMPACTED BY CHARGES, ESMA, 10 January 2019
- MIFID II: ESMA ISSUES LATEST DOUBLE VOLUME CAP DATA, ESMA, 9 January 2019
- CRYPTO-ASSETS NEED COMMON EU-WIDE APPROACH TO ENSURE INVESTOR PROTECTION, ESMA, 9 January 2019
- ESMA PROVIDES STANDARDS ON SUPERVISORY COOPERATION UNDER THE SECURITISATION REGULATION, ESMA, 8 January 2019
- Information on shareholder cooperation and acting in concert under the Takeover Bids, 8 ESMA, 8 January 2019
- List of third-country central counterparties recognised to offer services and activities in the Union, ESMA, 8 January 2019
- List of central counterparties (CCPs) established in non-EEA countries which have applied for recognition under Article 25 of Regulation (EU) No 648/2012 of the European Parliament and of the Council (EMIR), ESMA, 8 January 2019
- ESMA updates its Q&As on MiFID II and MiFIR commodity derivatives topics, ESMA, 4 January 2019
- ESMA updates its Q&As on MiFID II and MiFIR transparency topics, ESMA, 4 January 2019
- LINKS TO NATIONAL WEBSITES WHERE NET SHORT POSITIONS IN SHARES ARE DISCLOSED, ESMA, 4 January 2019
- SFD Designated Payment and Securities Settlement Systems, ESMA, 3 January 2019
- SMSG – End of Term Report 2018, ESMA, 3 January 2019
- Summary of Conclusions Joint meeting of the Board of Supervisors and the Securities and Markets Stakeholder Group, ESMA, 3 January 2019
- Notice of ESMA’s Product Intervention Renewal Decision in relation to binary options, ESMA, 21 December 2018
- ESMA amends guidelines on the application of C6 and C7 under MiFID II, ESMA, 21 December 2018
- ESMA consults on guidelines on settlement fails reporting and standardised procedures and messaging protocols under CSDR, ESMA, 20 December 2018
- ESMA provides update on assessment of third-country trading venues for the purpose of post-trade transparency and position limits, ESMA, 20 December 2018
- ESMA withdraws the registrations of S&P Italy and S&P France following merger, ESMA, 20 December 2018
- ESMA issues guidelines on non-significant benchmarks, ESMA, 20 December 2018
- MiFID II list of supplementary deferral regimes, ESMA, 19 December 2018
- ESMA TO RENEW RESTRICTIONS ON CFDS FOR A FURTHER THREE MONTHS FROM 1 FEBRUARY 2019, ESMA, 19 December 2018
- ESMA IS READY TO REVIEW UK CCPS’ AND CSDS’ RECOGNITION APPLICATIONS FOR A NO-DEAL BREXIT SCENARIO, ESMA, 19 December 2018
- ESMA CONSULTS ON MEASURES TO PROMOTE SUSTAINABILITY IN EU CAPITAL MARKETS, ESMA, 19 December 2018
- ESMA TELLS FIRMS TO PROVIDE CLIENTS WITH INFORMATION ON THE IMPLICATIONS OF BREXIT, ESMA, 19 December 2018
- European Commission letter to ESMA on draft RTS and ITS securitisation disclosures, ESMA, 19 December 2018
- ESMA UPDATES Q&A ON IMPLEMENTATION OF CRA REGULATION, ESMA, 18 December 2018
- ESMA UPDATES ITS Q&AS REGARDING THE BENCHMARK REGULATION, ESMA, 18 December 2018
- ESMA REGISTERS DBRS RATINGS GMBH AS CREDIT RATING AGENCY, ESMA, 14 December 2018
- Final Report – Amendment to Commission Delegated Regulation (EU) 2017/588 (RTS 11), ESMA, 14 December 2018
- Public Register for the Clearing Obligation under EMIR, ESMA, 11 December 2018
- MIFID II: ESMA ISSUES LATEST DOUBLE VOLUME CAP DATA, ESMA, 7 December 2018
- SMSG reply to the Joint Consultation Paper concerning amendments, ESMA, 7 December 2018
- Links to national websites where net short positions in shares are disclosed, ESMA, 6 December 2018
- List of market makers and authorised primary dealers who are using the exemption under the Regulation on short selling and credit default swaps, ESMA, 5 December 2018
- ESMA REGISTERS A.M. BEST (EU) RATING SERVICES B.V. AS CREDIT RATING AGENCY, ESMA, 3 December 2018
- SFD Designated Payment and Securities Settlement Systems, ESMA, 3 December 2018
- Q&A on EMIR, ESMA, 3 December 2018
- ESMA reports on annual market share of credit rating agencies, ESMA, 3 December 2018
EIOPA
- EIOPA’s Risk Dashboard for the third quarter 2018 shows broadly unchanged risk levels for the European Union insurance sector, EIOPA, 31 January 2019
- Q&A on regulation, EIOPA, 17 January 2019
- EIOPA seeks evidence on integration of sustainability risks in Solvency II, EIOPA, 17 January 2019
- EIOPA calls for improvements to the assessment of the propriety of board members and qualifying shareholders of insurance companies , EIOPA, 25 January 2019
- EIOPA analyses costs and past performance of insurance and pension products, EIOPA, 10 January 2019
- EIOPA publishes monthly technical information for Solvency II Relevant Risk Free Interest Rate Term Structures – end-December 2018, EIOPA, 8 January 2019
- Monthly update of the symmetric adjustment of the equity capital charge for Solvency II – end-December 2018, 8 January 2019
- Q&A on regulation , EIOPA, 21 December 2018
- EIOPA publishes Opinion on non-life cross-border insurance business of a long-term nature, EIOPA, 21 December 2018
- EIOPA publishes third annual report on the use of limitations and exemptions from reporting under Solvency II, EIOPA, 20 December 2018
- Digital Technologies in Insurance and Pensions continue to grow alongside Cross-selling Practices and the sale of Add-on Insurance, EIOPA, 20 December 2018
- EIOPA outlines key financial stability risks, EIOPA, 20 December 2018
- Bankruptcy of Qudos Insurance A/S – Equal treatment of European policyholders , EIOPA, 20 December 2018
- EIOPA reports on Group Supervision and Capital Management of Insurance and Reinsurance Undertakings, EIOPA, 19 December 2018
- EIOPA calls for input on Solvency II reporting and disclosure requirements, EIOPA, 19 December 2018
- EIOPA publishes its third annual analysis on the use and impact of long-term guarantees measures and measures on equity risk, EIOPA, 18 December 2018
- EIOPA announces results of the 2018 Insurance Stress Test, EIOPA, 14 December 2018
- EIOPA evaluates the European Insurance Intermediaries Markets, EIOPA, 13 December 2018
- EIOPA’s Cross-Border Platform on Collaboration on Qudos Insurance A/S, EIOPA, 10 December 2018
- EIOPA’s response to the European Commission’s Public Consultation on the Draft Amendments to the Commission Delegated Regulation (EU) 2015/35 supplementing Directive 2009/138/EC (“Solvency II”), EIOPA, 10 December 2018
- EIOPA publishes monthly technical information for Solvency II Relevant Risk Free Interest Rate Term Structures – end-November 2018, EIOPA, 6 December 2018
- Monthly update of the symmetric adjustment of the equity capital charge for Solvency II – end-November 2018, EIOPA, 6 December 2018
- Q&A on regulation, EIOPA, 3 December 2018
- SEVENTH CONSUMER TRENDS REPORT, EIOPA, 1 December 2018
ECB
- DECISION OF THE EUROPEAN CENTRAL BANK on the selection of Eurosystem Single Market Infrastructure Gateway (ESMIG) network service providers, ECB, 23 January 2019
- ECB Letter on Variable remuneration policy, ECB, 10 January 2019
- Recommendation of the ECB of 7 January 2019 on dividend distribution policies (ECB/2019/1), ECB, 10 January 2019
- ECB publishes consolidated Guide to assessments of licence applications, ECB, 9 January 2019
- ECB appoints temporary administrators for Banca Carige, ECB, 2 January 2019
- Letter from Danièle Nouy, Chair of the Supervisory Board, to Mr Flanagan, MEP, on consumer protection, ECB, 21 December 2018
- Letter from Danièle Nouy, Chair of the Supervisory Board, to Mr Chountis, MEP, on non-performing loans, ECB, 21 December 2018
- Letter from Danièle Nouy, Chair of the Supervisory Board, to Mr Flanagan, MEP, on anti-money laundering, ECB, 20 December 2018
- Letter from Danièle Nouy, Chair of the Supervisory Board, to Mr Martin, MEP, on bank resolution, ECB, 20 December 2018
- UNITAS Crisis communication exercise report, ECB, 20 December 2018
- TIBER-EU white team guidance, ECB, 17 December 2018
- ECB will directly supervise 119 banks in 2019, ECB, 14 December 2018
- Letter from Danièle Nouy, Chair of the Supervisory Board, to Mr Flanagan, MEP, on banks’ internal governance, ECB, 13 December 2018
- OPINION OF THE EUROPEAN CENTRAL BANK of 7 December 2018 on an amended proposal for a regulation of the European Parliament and of the Council amending Regulation (EU) No 1093/2010 establishing a European Supervisory Authority (European Banking Authority) and related legal acts, ECB, 7 December 2018
- Cyber resilience oversight expectations for financial market infrastructures, ECB, 3 December 2018
Official Journal EU
- Opinion of the European Central Bank on an amended proposal for a regulation of the European Parliament and of the Council amending Regulation (EU) No 1093/2010 establishing a European Supervisory Authority (European Banking Authority) and related legal acts (CON/2018/55), OJ, 30 January 2019
- COUNCIL DECISION (EU) 2019/134 on the position to be adopted, on behalf of the European Union, within the EEA Joint Committee, concerning the amendment of Annex IX (Financial Services) to the EEA Agreement, OJ, 29 January 2019
- DECISION OF THE EUROPEAN SYSTEMIC RISK BOARD on a coordination framework for consultation by a supervisory authority with the European Systemic Risk Board on an extension of the period under Article 138(4) of Directive 2009/138/EC of the European Parliament and of the Council (Solvency II), OJ, 29 January 2019
- RECOMMENDATION OF THE EUROPEAN CENTRAL BANK of 7 January 2019 on dividend distribution policies (ECB/2019/1), OJ, 11 January 2019
- Corrigendum to Regulation (EU) 2018/231 of the European Central Bank of 26 January 2018 on statistical reporting requirements for pension funds (ECB/2018/2), OJ, 4 January 2019
- European Securities and Markets Authority Decision (EU) 2018/2064 of 14 December 2018 renewing the temporary prohibition on the marketing, distribution or sale of binary options to retail clients, OJ, 27 December 2018
- European Parliament resolution of 6 February 2018 on the European Central Bank Annual Report for 2016, OJ, 21 December 2018
- Commission Implementing Decision (EU) 2018/2047 on the equivalence of the legal and supervisory framework applicable to stock exchanges in Switzerland in accordance with Directive 2014/65/EU, OJ, 21 December 2018
- Commission Implementing Decision (EU) 2018/2030 determining, for a limited period of time, that the regulatory framework applicable to central securities depositories of the United Kingdom of Great Britain and Northern Ireland is equivalent in accordance with Regulation (EU) No 909/2014, OJ, 20 December 2018
- Commission Implementing Decision (EU) 2018/2031 of 19 December 2018 determining, for a limited period of time, that the regulatory framework applicable to central counterparties in the United Kingdom of Great Britain and Northern Ireland is equivalent, in accordance with EMIR, OJ, 20 December 2018
- OPINION OF THE EUROPEAN CENTRAL BANK on a proposal for a directive on credit servicers, credit purchasers and the recovery of collateral, OJ, 10 December 2018
- Commission Implementing Regulation (EU) 2018/1889 of 4 December 2018 on the extension of the transitional periods related to own funds requirements for exposures to central counterparties set out in Regulations (EU) No 575/2013 and (EU) No 648/2012 of the European Parliament and of the Council, OJ, 5 December 2018
MinFin
- Verslag Eurogroep en Ecofin 21 en 22 januari 2019, MinFin, 31 January 2019
- Halfjaarlijkse rapportage rentederivaten AFM, MinFin, 31 January 2019
- Beantwoording Kamervragen van het lid Alkaya (SP) over het te grabbel gooien van onze bankgegevens door Brussel, MinFin, 31 January 2019
- Faciliteren van witwassen door Nederlandse banken, MinFin, 31 January 2019
- Beantwoording Schriftelijk overleg over de brief van de Minister van Financiën met zijn reactie op de motie van de leden Omzigt en Ronnes, MinFin, 30 January 2019
- Beantwoording vragen over bericht ‘The illusion of UK bank capital strength’, MinFin, 25 January 2019
- Brief minister van Financiën aan DNB, MinFin, 21 January 2019
- Antwoorden op Kamervragen advies toezichthouders regulering crypto’s, MinFin, 18 January 2019
- Kamerstuk betreffende kamervragen Italiaanse bank Carige, MinFin, 17 January 2019
- Vragen van de leden Ronnes en Van Dam (beiden CDA) aan de Ministers van Financiën en van Justitie en Veiligheid over het bericht «De Nederlandsche Bank laat bewust leemte in toezicht op witwaswet», MinFin, 16 January 2019
- Antwoorden Kamervragen over de bankierseed, MinFin, 16 January 2019
- Overzicht lopende EU-wetgeving Ministerie van Financiën, MinFin, 15 January 2019
- Vragen van het lid Alkaya (SP) aan de Minister van Financiën over de bankierseed (ingezonden 30 november 2018). Antwoord van Minister Hoekstra (Financiën) (ontvangen 14 January 2019). , MinFin, 15 January 2019
- Kabinetsreactie op Rekenkamer Europees toezicht, Minfin, 15 January 2019
- Kamerbrief over financieel advies consumenten, MinFin, 15 January 2019
- Wetsvoorstel Wijzigingswet financiële markten, MinFin, 15 January 2019
- Kamerbrief anti-witwasbeleid, MinFin, 14 January 2019
- Antwoorden op Kamervragen over toezicht op witwaswet, MinFin, 14 January 2019
- Antwoorden op Kamervragen over beloningen bij ABN AMRO, MinFin, 14 January 2019
- Kwartaalrapportage Overzicht lopende EU-wetgeving van Ministerie van Financiën., MinFin, 11 January 2019
- Antwoorden op Kamervragen over hertoetsing top ING witwaszaak, MinFin, 8 January 2019
- Antwoorden Kamervragen misstanden ABN Amro, Minfin, 20 December 2018
- Antwoord op vragen van de leden Leijten en Van Nispen over het witwassen van miljarden euro’s door criminelen in Nederland, MinFin, 19 December 2018
- Beantwoording schriftelijk overleg BNC-fiches duurzame financiering,
- Verzoek DNB om advies Raad van State op novelle, MinFin, 19 December 2018
- Brief inzake advies novelle verbod winstuitkering, MinFin, 19 December 2018
- Verslag van een schriftelijk overleg, MinFin, 18 December 2018
- Planningsbrief 2019, MinFin, 18 December 2018
- Minister Hoekstra presenteert agenda financiële sector met dienstbaarheid samenleving als centraal thema, MinFin, 18 December 2018
- Antwoorden Kamervragen over de effectiviteit van stresstesten banken, Min, 17 December 2018
- Antwoorden Kamervragen over het antiwitwastoezicht voor financiële instellingen, MinFin, 17 December 2018
- Beantwoording van de vragen van het lid Van Nispen (SP) aan de ministers van Justitie en Veiligheid en van Financiën over het eenvoudig uitgeven van zwart geld in Nederland (ingezonden 9 november 2018), MinFin, 17 December 2018
- Kamerbrief antwoorden Kamervragen over witwassen, MinFin, 17 December 2018
- Kamerbrief beloningsmaatregelen financiële sector, MinFin, 17 December 2018
- Kamerbrief agenda financiële sector, MinFin, 17 December 2018
- Beantwoording vragen over investeringen van Nederlandse levensverzekeraars in wapenbedrijven die aan Saoedi-Arabië leveren, MinFin, 14 December 2018
- Eerste deelbesluit op Wob-verzoek inzake internationale regulering cryptovaluta, MinFin, 13 December 2018
- Verslag van een algemeen overleg over Financiële Markten, MinFin, 13 December 2018
- Beantwoording Kamervragen over de beleggingen van banken in palmoliebedrijven, MinFin, 12 December 2018
- Kamerbrief Tweede Kamer Aanpassing kostenkaders AFM en DNB voor 2019, MinFin, 6 December 2018
- Verslag Eurogroep en Ecofinraad 3 en 4 december 2018, MinFin, 6 December 2018
- Principe-akkoord over versterking Eurozone, Minfin, 4 December 2018
- Kamerbrief CO2-stresstesten, MinFin, 3 December 2018
- Principe-akkoord over versterking Eurozone, Minfin, 4 December 2018
MinSZW
- Beantwoording Kamervragen over “de pensioenwet en de wet op de beroepspensioenfondsen”, MinSZW, 21 January 2019
- Reactie op wetgevingsbrief 2018 De Nederlandsche Bank (DNB), MinSZW, 20 December 2018
- Aanbiedingsbrief Memorie van antwoord bij wetsvoorstel implementatie herziene IORP-richtlijn, MinSZW, 17 December 2018
- Nota naar aanleiding van het verslag wetsvoorstel implementatie herziene IORP-richtlijn, MinSZW, 14 December 2018
- Beantwoording Kamervragen manier waarop pensioenfondsen de CO2-voetafdruk van hun beleggingsportefeuille berekenen en hierover rapporteren, MinSZW, 13 December 2018
- Kamerbrief fiduciair beheer pensioenfondsen, MinSZW, 11 December 2018
AFM
- Banken hebben aan bijna 17.000 mkb’ers compensatie of volledig voorschot aangeboden, AFM, 31 January 2019
- Nieuwsbrief van de Autoriteit Financiële Markten, AFM, 24 January 2019
- AFM en DNB pleiten voor cryptoregulering op internationaal niveau, AFM, 18 January 2019
- Focus AFM toezicht op brexit, onverantwoord gebruik van technologie en data, en financieel-economische criminaliteit, AFM, 17 January 2019
- Verplichte waarschuwing voor beleggen in vakantiewoningen buiten AFM-toezicht, AFM, 16 January 2019
- ESMA verlengt verbod op binaire opties en beperkingen op CFD’s, AFM, 8 January 2019
- Melden van incidenten door financiële dienstverleners moet beter, AFM, 28 December 2018
- AFM: interesse in crypto’s daalt scherp, ICO’s gelden als risicovol, AFM, 19 December 2018
- Onvoldoende kennis bij beleggingsondernemingen over vereisten om witwassen en terrorismefinanciering tegen te gaan, AFM, 17 December 2018
- Toetsrente hypotheken voor eerste kwartaal 5%, AFM, 14 December 2018
- Toepassing nieuwe verslaggevingsregels op koers, AFM, 13 December 2018
DNB
- Nieuwsbrief Banken januari 2019, DNB, 31 January 2019
- Nieuwsbrief Pensioenen januari 2019, DNB, 31 January 2019
- DNB: Financiële positie pensioenfondsen verslechterd, DNB, 29 January 2019
- Nieuwsbrief Verzekeren januari 2019, DNB, 29 January 2019
- Financiële sector staat ook voor maatschappelijke en ecologische risico’s, DNB, 21 January 2019
- Uitvraag Rapportage Beleggerscompensatiestelsel (beleggingsondernemingen), DNB, 15 January 2019
- Uitvraag Rapportage Beleggerscompensatiestelsel (banken), DNB, 15 January 2019
- Beleggerscompensatiestelsel, DNB, 15 January 2019
- Nieuwsbrief vermogensbeheerders January 2019, DNB, 9 January 2019
- DNBulletin: Brexit-risico’s en voorbereidingen financiële sector, DNB, 27 December 2018
- DNBulletin: Nieuwe wet moet schade van een falende verzekeraar beperken, DNB, 20 December 2018
- Nieuwsbrief Verzekeren december 2018, DNB, 20 December 2018
- Nieuwsbrief Betaalinstellingen, DNB, 19 December 2018
- Nieuwsbrief Banken, DNB, 19 December 2018
- Nieuwbrief Pensioenen december 2018, DNB, 19 December 2018
- DNBulletin: Stresstest toont kwetsbaarheden Europese verzekeraars, DNB, 14 December 2018
- EIOPA publiceert resultaten stresstest Europese verzekeraars, DNB, 14 December 2018
- Reciprocity of a Belgian macroprudential measure for mortgage loans, DNB, 12 December 2018
- Positie paper DNB ten behoeve van het rondetafelgesprek inzake de stand van zaken financiële sector, DNB, 11 December 2018
- DNBulletin: PSD2 – trendbreuk in bancaire dienstverlening, DNB, 6 December 2018
- Privacyverklaring voor kandidaten die worden getoetst, DNB, 5 December 2018
- Intrekking vergunning, DNB, 29 November 2018
Other
- CCP interoperability arrangements, ESRB, 31 January 2019
- Besluit van 12 december 2018 tot wijziging van het Besluit uitvoering EU-verordeningen financiële markten in verband met de uitvoering van Verordening (EU) 2015/2365, Staatsblad, 31 January 2019
- Wet tot wijziging van de Faillissementswet met betrekking tot de rechten en verplichtingen inzake deelname aan betalings- en effectenafwikkelsystemen in derde-landen, Staatsblad, 31 January 2019
- Legal Guidelines for Smart Derivatives Contracts: Introduction, ISDA, 30 January 2019
- Besluit benoemingen Commissie Parameters, Staatscourant, 28 January 2019
- ESRB publishes report on macroprudential approaches to non-performing loans, ESRB, 28 January 2019
- Cruciale vragen over btw lasten opnieuw niet beantwoord, Pensioenfederatie, 28 January 2019
- Verzamelbrief Pensioenonderwerpen SZW naar de Tweede Kamer, Pensioenfederatie, 28 January 2019
- Commitment banken om klimaatimpact van financieringen terug te brengen blijft staan’, NVB, 28 January 2019
- Werkprogramma 2019, Pensioenfederatie, 25 January 2019
- Dekkingsgraden grote fondsen omlaag door slecht laatste kwartaal 2018, Pensioenfederatie, 24 January 2019
- Publieke en private partijen moeten slimmer samenwerken in de strijd tegen ondermijning, NVB, 23 January 2019
- Europese Technische Expertgroep publiceert aanbevelingen over klimaatgerelateerde rapportage, Pensioenfederatie, 21 January 2019
- Initiatiefwetsvoorstel tijdelijke wet aanpassing disconteringsvoet verworpen, Pensioenfederatie, 23 January 2019
- Toegang tot het VK na de Brexit, VvV, 23 January 2019
- CCP Best Practices, ISDA, 22 January 2019
- ISDA®/SIFMA AMG/MFA: Consultation response: Second Consultation Document on Fund Relationships in the Global LEI System, ISDA, 22 January 2019
- Brexit FAQs, ISDA, 22 January 2019
- Notification template for Article 131 CRD – Other Systemically, ESRB, 22 January 2019
- Publication of Guidance on Sanctions Screening, Wolfsberg, 21 January 2019
- Guidelines on cryptographic algorithms usage and key management, EPC, 21 January 2019
- Overzicht ingebrekestellingen (per departement) (stand 31 december 2018), MinBuZa, 21 January 2019
- Aanbiedingsbrief bij brief aan NZa in reactie op verzoek aan initiatiefnemers van het wetsvoorstel verbod op winstuitkering door zorgverzekeraars om advies Raad van State, MinVWS, 21 January 2019
- Besluit van de Minister van Sociale Zaken en Werkgelegenheid tot goedkeuring van wijziging van de Code Rechtstreeks verzekerderegelingen, Staatscourant, 21 January 2019
- Antwoorden op Kamervragen over groene obligaties, Pensioenfederatie, 18 January 2019
- Guidelines on cryptographic algorithms usage and key management, EPC, 18 January 2019
- Updated Basel III monitoring, BIS, 18 January 2019
- STATEMENT ON DISCLOSURE OF ESG MATTERS BY ISSUERS, IOSCO, 18 January 2019
- Advies Raad van State inzake het Besluitbeveiliging netwerk- en informatiesystemen, Staatscourant, 17 January 2019
- Agenda 2019 Stichting Autoriteit Financiële Markten, Staatscourant, 17 January 2019
- IOSCO issues good practices to assist audit committees in supporting audit quality, IOSCO, 17 January 2019
- Basel Committee completes review of Principles for sound liquidity risk management and supervision, Bis, 17 January 2019
- SRB publishes the second part of 2018 MREL Policy, SRB, 16 January 2019
- Verbond herkent vervolgstappen op evaluatie provisieverbod, VvV, 16 January 2019
- Nog steeds geen duidelijkheid over Brexit, wat nu?, VvV, 16 January 2019
- ESAs announce multilateral agreement on the exchange of information between the ECB and AML CFT competent authorities, ESAs, 15 January 2019
- Minimum capital requirements for market risk, Bis, 14 January 2019
- The Basel Committee’s work programme, BIS, 14 January 2019
- European Central Bank must allow full scrutiny of banking supervision, say Auditors, ECA, 14 January 2019
- Implementatieregeling herziene richtlijn instellingen voor bedrijfspensioenvoorziening, Staatscourant, 11 January 2019
- ESMA REPORT FINDS INVESTMENT PRODUCT PERFORMANCE HIGHLY IMPACTED BY CHARGES, ESMA, 10 January 2019
- Advies Raad van State inzake het ontwerp van een algemene maatregel van bestuur tot wijziging van het Besluit uitvoering Pensioenwet en Wet verplichte beroepspensioenregeling en het Besluit financieel toetsingskader pensioenfondsen vanwege enkele wijzigingen in pensioenregelgeving, Staatscourant, 9 January 2019
- Open letter on the withdrawal of the United Kingdom from the European Union and implications for REMIT, ACER, 9 January 2019
- Advies Raad van State inzake het ontwerp van een algemene maatregel van bestuur tot implementatie van de IORP II Richtlijn, Staatscourant, 9 January 2019
- Derivatives Subject to Margin Rules, ISDA, 9 January 2019
- Report: The market risk framework: In brief, Bis, 9 January 2019
- Initiatiefvoorstel-Van Rooijen. Verlenging periode dekkingstekort pensioenfondsen, TK, 9 January 2019
- Advies Raad van State inzake het ontwerp van een algemene maatregel van bestuur tot wijziging van het Uitvoeringsbesluit pensioenaspecten Sociaal Akkoord 2004 vanwege het inkooptarief, Staatscourant, 9 January 2019
- FAQs Remit fundamental data and inside information collection, ACER, 8 January 2019
- ESAs publish joint report on regulatory sandboxes and innovation hubs, ESAs, 7 January 2019
- ANNEX IV – Guidance on UTI, ACER, 7 January 2019
- SPIL publiceert stappenplan langetermijnbeleggen voor pensioenfondsen, Pensioenfederatie, 7 January 2019
- Regeling van de Minister van Financiën tot wijziging van de Regeling tarief centrale examenbank Wft 2015 in verband met de vaststelling van het legestarief voor de Wft-examens vanaf 1 april 2019 en de invoering van een legestarief voor een bijzonder examen, Staatscourant, 4 January 2019
- Beleidsregel Informatieverstrekking, Staatscourant, 31 December 2018
- Besluit tot intrekking van de Beleidsregel aangaande ESMA Richtsnoeren interne beheersing in een geautomatiseerde handelsomgeving, Staatscourant, 31 December 2018
- Regeling van de Minister van Financiën tot wijziging van de Regeling eindtermen en toetstermen examens financiële dienstverlening Wft in verband met de PE-examens van 2019, Staatscourant, 31 December 2018
- Code Rechtstreeks verzekerde regelingen geëvalueerd, STAR, 31 December 2018
- Besluit in verband met de implementatie van de IORP II Richtlijn, Staatsblad, 28 December 2018
- Bekendmaking van de Minister van Sociale Zaken en Werkgelegenheid van de vaststelling van de modellen voor het uniform pensioenoverzicht, Staatscourant, 28 December 2018
- Besluit tot vaststelling van het tijdstip van inwerkingtreding van de Wet en het Besluit tot implementatie van de IORP II Richtlijn, Staatsblad, 28 December 2018
- Besluit tot vaststelling van het tijdstip van inwerkingtreding van artikel 48a van de Uitvoeringswet Algemene verordening gegevensbescherming en tot vaststelling van het tijdstip van inwerkingtreding van artikel 10.1 van de Aanpassingswet Algemene verordening gegevensbescherming, Staatsblad, 28 December 2018
- Bekendmaking van de Minister van Sociale Zaken en Werkgelegenheid van 19 december2018, nr. 2018-0000165707, van de vaststelling van de modellen voor het uniform pensioenoverzicht, Staatscourant, 28 December 2018
- Wet in verband met de implementatie van de IORP II Richtlijn, Staatsblad, 28 December 2018
- Regeling tot wijziging van de Regeling Pw en Wvbp, de Regeling Participatiewet, IOAW en IOAZ en de Wet tegemoetkomingen loondomein in verband met de herziening van enkele bedragen en percentages, Staatscourant, 27 December 2018
- Mededeling van de Minister van Sociale Zaken en Werkgelegenheid over per 1 januari 2019 gewijzigde bedragen in het Besluit ex artikel 66a ANW, de Pensioenwet en de Wet verplichte beroepspensioenregeling, Staatscourant, 27 December 2018
- Implementatiewet herziene richtlijn betaaldiensten, Staatsblad, 27 December 2018
- Besluit van 17 december 2018 tot wijziging van het Uitvoeringsbesluit pensioenaspecten Sociaal Akkoord 2004 vanwege het inkooptarief, Staatsblad, 24 December 2018
- Financiële sector verbindt zich aan ontwerp nationaal Klimaatakkoord, VvV, 21 December 2018
- ‘Ontwerp-Klimaatakkoord neemt drempels voor gebouwgebonden financiering weg, NVB, 21 December 2018
- ‘Clearing bij Britse partijen blijft ook na ‘nodeal’ Brexit mogelijk, NVB, 20 December 2018
- ‘Sterker geworden en nog veel te doen’, NVB, 20 December 2018
- Klantbelang centraal in het volmachtkanaal, VvV, 21 December 2018
- Nota n.a.v. het verslag en nota van wijziging digitale overheid, Pensioenfederatie, 21 December 2018
- Kamerbrief minister Hoekstra over ECB-beleid en lage rente, Pensioenfederatie, 21 December 2018
- Besluit van 4 december 2018, houdende wijziging van de Nadere regeling gedragstoezicht financiële ondernemingen Wft van 15 november 2006, in verband met enkele technische aanpassingen vanwege het corrigeren van onjuiste verwijzingen en het herstellen van een omissie, Stichting Autoriteit Financiële Markten, Staatscourant, 21 December 2018
- Besluit van 11 december 2018 tot vaststelling van het tijdstip van inwerkingtreding van de Wet herstel en afwikkeling van verzekeraars alsmede houdende het tijdstip van inwerkingtreding van het Besluit herstel en afwikkeling van verzekeraars, Staatsblad, 21 December 2018
- Wet herstel en afwikkeling van verzekeraars, Staatsblad, 21 December 2018
- Besluit herstel en afwikkeling van verzekeraars, Staatsblad, 21 december 2018
- ESAs publish the list of financial conglomerates, ESAs, 21 December 2018
- Pensioenfondsen ondertekenen convenant voor maatschappelijk verantwoord beleggen, Pensioenfederatie, 20 December 2018
- Euro-risk free rates – ECB publishes Consultation Paper and report, ECB, 20 December 2018
- ISDA Publishes Final Results of Benchmark Fallbacks Consultation, ISDA, 20 December 2018
- Publication of the SEPA Proxy Lookup (SPL) scheme rulebook, EPC, 20 December 2018
- Guidance on the implementation of web feeds for Inside Information Platforms, ACER, 18 December 2018
- Letter to EC and ESAs on Time- limited derogations for intragroup transactions and equity options and indexes, ISDA, 17 December 2018
- Endorsement for European Bankers Alliance Toolkit for Tackling Human Trafficking, Wolfsberg, 19 December 2018
- Besluit uitvoering en handhaving verordening securitisaties en wijzigingsverordening kapitaalvereisten securitisaties, Staatsblad, 19 December 2018
- Besluit van 27 november 2018 tot vaststelling van het tijdstip van inwerkingtreding van de Wijzigingswet financiële markten 2018 en van artikel III, onderdeel A, van de Wet aanvullende maatregelen accountantsorganisaties, Staatsblad, 19 December 2018
- Servicedocument verantwoord en betrokken aandeelhouderschap, Pensioenfederatie, 18 December 2018
- Verbond onderschrijft hoofdlijnen toekomstagenda financiële sector van minister Hoekstra, VvV, 18 December 2018
- Verzamelwet pensioenen 2019, Staatsblad, 18 December 2018
- EK doet implementatiewetsvoorstel IORP II af als hamerstuk, EK, 18 December 2018
- Besluit van 12 december 2018 tot vaststelling van het tijdstip van inwerkingtreding van de Verzamelwet pensioenen 2019, Staatsblad, 18 December 2018
- GLEIF Registration Authorities List, LEI ROC, 17 December 2018
- Afkoopgrens kleine pensioenen voor 2019 vastgesteld, Pensioenfederatie, 17 December 2018
- SEPA Direct Debit Core Scheme E-Mandate Service Implementation Guidelines 2019 Version 1.0, EPC, 17 December 2018
- SEPA Direct Debit Core Scheme Customer-to-Bank Implementation Guidelines 2019 Version 1.0, EPC, 17 December 2018
- SEPA Direct Debit Core Scheme Interbank Implementation Guidelines 2019 Version 1.0, EPC, 17 December 2018
- SEPA Direct Debit Business to Business Scheme Interbank Implementation Guidelines 2019 Version 1.0, EPC, 17 December 2018
- SEPA Direct Debit Business to Business Scheme E-Mandate Service Implementation Guidelines 2019 Version 1.0, EPC, 17 December 2018
- SEPA Direct Debit Business to Business Scheme Customer-to-Bank Implementation Guidelines 2019 Version 1.0, EPC, 17 December 2018
- Besluit van 6 december 2018 tot wijziging van het Besluit uitvoering Pensioenwet enWet verplichte beroepspensioenregeling en het Besluit financieel toetsingskader pensioenfondsen vanwege enkele wijzigingen van pensioenregelgeving, Staatsblad, 14 December 2018
- 2018 Conference Report, SRB, 14 December 2018
- Risk Dashboard, ESRB, 13 December 2018
- Besluit van 29 november 2018 tot vaststelling van het tijdstip van inwerkingtreding van het Wijzigingsbesluit financiële markten 2018, Staatsblad, 13 December 2018
- Wijzigingsbesluit financiële markten 2018, Staatsblad, 13 December 2018
- Besluit van 23 november 2018 tot vaststelling van het tijdstip van inwerkingtreding van de Wet bekostiging financieel toezicht 2019, Staatsblad, 13 December 2018
- Besluit van 20 november 2018 tot vaststelling van het tijdstip van inwerkingtreding van de Wet van 17 oktober 2018 tot wijziging van de Faillissementswet ter implementatie van richtlijn (EU) 2017/2399 van het Europees Parlement en de Raad van 12 december 2017 tot wijziging van richtlijn 2014/59/EU wat betreft de rang van ongedekte schuldinstrumenten in de insolventierangorde (PbEU 2017 L 345) (Stb. 2018, 421), Staatsblad, 13 December 2018
- Revisions to leverage ratio disclosure requirements, BIS, 13 December 2018
- Waarom banken niet meer meewerken aan onderzoeken van de Eerlijke Bankwijzer, NVB, 13 December 2018
- Eerste Kamer aanvaardt Verzamelwet Pensioenen 2019, Pensioenfederatie, 12 December 2018
- Gedragscode Kleinzakelijke Financiering succesvol ingevoerd, NVB, 12 December 2018
- Reactie verbond op consultatie: Verbond wil zorgvuldige aanpassing PRIIP’s-regels, VvV, 12 December 2018
- EK doet Verzamelwet pensioenen 2019 af als hamerstuk, EK, 11 December 2018
- Implementatiewet wijziging vierde anti-witwasrichtlijn, Internetconsultatie, 11 December 2018
- EK doet Rechten en verplichtingen inzake deelname aan betalings- en effectenafwikkelsystemen in derde-landen af als hamerstuk, EK, 11 December 2018
- Pillar 3 disclosure requirements – updated framework, BIS, 11 December 2018
- Regeling bekostiging financieel toezicht eenmalige handelingen, Staatscourant, 10 December 2018
- 7th Industry Dialogue, SRB, 10 December 2018
- Regulatory Use of the LEI, LEI ROC, 10 December 2018
- ISDA Publishes 2018 Benchmarks Supplement Protocol, ISDA, 10 December 2018
- Wet implementatie prospectusverordening, TK, 17 December 2018
- Verbod op beleggingen in clustermunitie, Pensioenfederatie, 7 December 2018
- Pensioenfederatie is verbaasd over forse kostenstijging DNB en AFM, Pensioenfederatie, 7 December 2018
- Regeling tot implementatie van de bilaterale overeenkomst tussen de EU en de VS m.b.t. prudentiële maatregelen voor verzekering, Internetconsulatie, 7 December 2018
- Letter to EC on Temporary Equivalence and Recognition for UK CCPs, ISDA, 7 December 2018
- 2018 G-SII identification process, IAIS, 14 December 2018
- ISDA FAQs on the Procedures for Excluding Non-EU Non-financial Counterparties Under the Capital Requirements Regulation, ISDA, 13 December 2018
- Forbearance request to ESMA for the reporting historical derivatives transactions: EMIR Refit, ISDA, 6 December 2018
- Communicatie bijzonder beheer heeft baat bij inzichten gedragswetenschap, NVB, 5 December 2018
- Initiatiefwet GroenLinks over verlengen hersteltermijnen, Pensioenfederatie, 5 December 2018
- Besluit tot wijziging van het Besluit aangewezen staten Wft in verband met de aanwijzing van Hongkong SAR als staat waar adequaat toezicht op beleggingsinstellingen wordt uitgeoefend, Staatscourant, 4 December 2018
- Regeling van de Minister van Financiën tot wijziging van de Regeling taakuitoefening en grensoverschrijdende samenwerking financiële toezichthouders Wft in verband met de implementatie van richtlijn nr. 2014/17/EU van het Europees Parlement en de Raad van 4 februari 2014 inzake kredietovereenkomsten voor consumenten met betrekking tot voor bewoning bestemde onroerende goederen en tot wijziging van de Richtlijnen 2008/48/EG en 2013/36EU en Verordening (EU) nr. 1093/2010 (PbEU 2014, L 60), Staatscourant, 4 December 2018
- Update Klimaatstatement Banken: verduurzaming versnellen, NVB, 4 December 2018
- Besluit finaliteit en derde landen, Internetconsultatie, 4 December 2018
- Initiatiefwet Van Weyenberg over verantwoord beleggen ingediend, Pensioenfederatie, 4 December 2018
- Minister Hoekstra stuurt brief aan de Tweede Kamer over CO2-stresstesten, Pensioenfederatie, 4 December 2018
- Cyber-resilience: range of practices, Bis, 4 December 2018
- EK doet implementatiewetsvoorstel PSD2 af als hamerstuk, EK, 3 December 2018
- Initiatiefvoorstel-Van Weyenberg. Adviesrecht voor maatschappelijk verantwoord beleggingsbeleid en goedkeuringsrecht voor uitsluitingenbeleid aan verantwoordingsorgaan en belanghebbendenorgaan bij pensioenfondsen, TK, 3 December 2018
- Regeling erkenning EU-beroepskwalificaties financieel adviseur, Internetconsultatie, 3 December 2018
- Memorie van antwoord bij de Verzamelwet pensioenen verduidelijkt dat fiduciair beheer mogelijk blijft, Pensioenfederatie, 3 December 2018
- VBDO publiceert rapport over pensioenfondsen en de duurzame VN-doelen, Pensioenfederatie, 3 December 2018
- FATF report to G20 Leaders’ Summit, FATF, 3 December 2018
- Fifth FSB Annual Report, FSB, 1 December 2018